Rupay Coupons

Launched in the year 2012 by the National Payments Corporation, RuPay is a domestic card payment scheme which allows all Indian banks and financial institutions to take part in electronic payments. The objective of Rupay is to make India a cashless economy. You can pay even less using Karo Bargain Exclusive Coupons.

Existing Users  

Expired Coupons


No Cashback Available

Get 5% OFF on Timezone Voucher

50% OFF

No Cashback Available

Avail 50% Discount on RuPay Contactless Payments

10% OFF

No Cashback Available

Avail 10% off on Sonyliv Plans via Rupay

20% OFF

No Cashback Available

20% OFF Up to Rs.100 with RuPay.

10% OFF

No Cashback Available

Get Up to 10% Discount using RuPay Debit card

20% OFF

No Cashback Available

Avail Flat 20% off Booking with Zoomcar via Rupay

30% OFF

No Cashback Available

Avail 30% Off on Testbook SuperCoaching and Skill Academy

20% OFF

No Cashback Available

Get Upto 20% off using RuPay cards on 1Mg

65% OFF

No Cashback Available

Avail Upto 65% off on OYO

23% OFF

No Cashback Available

Get Flat 23% Instant Discount on Holidays via MMT

8% OFF

No Cashback Available

Flat 8% OFF on Flights via IXIGO

45% OFF

No Cashback Available

Get 45% off on Annual Subscription of WYNK Music

40% OFF

No Cashback Available

Get 40% off on Monthly Subscription of WYNK

46% off

No Cashback Available

Get 46% off on Quarterly Subscription of Wynk Music

7% OFF

No Cashback Available

Get Flat 7% off on Domestic Flight Flat

10% OFF

No Cashback Available

Get 10% off upto ₹300

Upto 20% OFF

No Cashback Available

Get Up to 20% off using RuPay cards

13% OFF

No Cashback Available

Get upto 13% Additional OFF

10% OFF

No Cashback Available

Get Flat 10% OFF sitewide

20% OFF

No Cashback Available

Avail 20% OFF

Updated By
Rashi Agrawal

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Updated on

6 March, 2023


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Currently, RuPay has collaborated with 600 international, regional and local banks across the country. It has also expanded its shareholding in 2016 to 56 banks to bring more banks across sectors under its support. Today, RuPay is attracting more banks thus offering the users with a seamless payment platform.

More About RuPay

RuPay offers users with both debit and credit cards helping them go cashless. Have you ever given a thought as to what Rupay actually stands for? If no, then, here is an amazing fact for you. RuPay is derived from two words ‘Rupee’ and ‘Payment’ put together which is typically known as a portmanteau of two words. RuPay was established to have a domestic version of the global giants such as Visa and MasterCard. It is gaining massive popularity today as it is being opted domestically throughout India and it is internationally tying up with Discover.

Why Choose RuPay?

RuPay offers the users with a plethora of benefits encouraging quick, prompt and safe online payments within an instant. The RuPay card offers help the users to cut down on their expenses by offering numerous discounts and deals. It is a highly secure network which protects the users’ accounts from phishing.

The various benefits offered by RuPay include:

RuPay Credit Card

With the help of RuPay Credit Card, you can make your payments instantly without having to worry about for bank balance. If your salary is just a day far away? Fret not, encash on RuPay card offers and pay less or later. The use of credit cards and the RuPay card offers has undoubtedly made living more comfortable and plain sailing as the users can purchase a lot of luxury items and pay at their own convenience in a highly discounted price.

RuPay Platinum Card

Well if you are a foodie and love exploring a variety of cuisines then, the RuPay platinum Card can be of great to you. With RuPay Platinum card you can go out anytime and try all your favourite dishes and satisfy all your food cravings and your RuPay Platinum card will take care of it. Well, the deal with a RuPay platinum credit card is that you get cash back on using it for paying bills at restaurants and eateries. The cash backs are not just restricted to just restaurants. Every time you pay any of your utility bills, you are sure to enjoy impressive offers, discounts and cash backs.

RuPay Classic Card

The RuPay Classic Card covers insurance. So, get the benefit of comprehensive insurance cover now and keep yourself and your family safe with Personal Accident Insurance and Permanent Total Disability which covers up to Rs.1 Lakh.

How is RuPay Different from Visa?

Well, the difference between the two is that RuPay is the Indian version which aims at offering the users with a highly secure, safe and quick online payment platform, preventing phishing and encouraging the ‘going cashless’ initiative of the Govt that is increasingly gaining recognition. On the other hand, Visa is an internationally well-known and accepted online payment gateway.

The Steps Involved in Requesting For a Rupay Card

You will find a RuPay card request form in RuPay’s official site. Fill it up by entering all your relevant details and wait for your application to get processed and approved and in no time. After you have finished entering all the required details as requested, you will then have your very own RuPay card, and once you get it, you can go about in making any number of transactions of your choice, be it booking for a vacation or go shopping or just a sumptuous dinner. You can get all of these instantly without any glitches. Whether you wish to opt for an HDFC RuPay card or an SBI RuPay card, this is possible right away once you are done with your RuPay registration. It is as simple as it sounds!

RuPay Debit Card Offers and Benefits

RuPay offers the users with a great number of benefits and offers in various categories be it, entertainment, travel, eateries, groceries and the list is endless.

The advantages of claiming a RuPay Debit card are as follows:

Ensures safety

When a RuPay card user makes an online payment he is initiated with SMS alerts and notifications that are sent to his phone number after every transaction which assures transparency and authenticity. Thus, all the RuPay cardholders can be ensured of a secure transaction.

Particularly designed for Indian citizens

RuPay cards have been customized keeping in mind the product and service requirements specifically of Indians.The RuPay card offers are worth a mention as they cater to all the requirements of an Indian mindset.  

Greater Reach in Rural Areas

When it comes to the RuPay cards transactions, all the processing happens within the country. This results in lower cost of settlement and clearing for the transactions made using RuPay debit card. Banks profit immensely from this as the cost for transaction processing becomes affordable. Also, consumers in rural areas can easily apply and get a RuPay card at their fingertips.

Payment Solutions across Platforms

RuPay debit card is designed to provide complete interoperability between payment channels including mobile technology, ATMs, cheques etc.

Processing fees

The transactions carried out through a RuPay card are approximately 23% less expensive than those done by Visa, MasterCard, and AmEx cards. The processing for Visa, MasterCard, and AmEx transactions takes place overseas which is why the fees charged are relatively higher.

Some of the latest RuPay Debit card offers include Rs. 75 off on BookMyShow, 30% off on hotel booking with MakeMyTrip, 10% cash back on bus tickets with RedBus, Rs.10000 cash back on flights and hotels with ClearTrip, 20% off on your first food order with Swiggy and many many more.

We, at KaroBargain update all the latest Rupay card offers from time to time thus helping our customers save big on their purchases. So, don’t forget to keep a regular track of our page so that you do not miss out on any of the special Rupay debit card offers and enjoy shopping at super-affordable prices.

The Key Features of RuPay Debit Cards

Here are some of the features offered by RuPay debit cards that set it apart from other debit cards in the market.

  • RuPay debit cards are accepted in over 10,000 e-commerce sites and more than 8 lakh POS terminals.
  • RuPay debit cards are welcomed at more than 1.8 lakh merchant terminals in India.
  • All the processing is done within the country. This would ensure faster transactions as compared to other debit cards in the market.
  • RuPay cards are offered by the public sector, private banks, co-operative and rural banks.
  • When you make a transaction with RuPay cards, the transaction fee that is charged to the merchant is 0.01%.

Names of the Banks Offering RuPay Cards

The various banks offering RuPay cards include:

  1. State Bank of India
  2. Punjab National Bank
  3. Canara Bank
  4. Bank of Baroda
  5. Union Bank of India
  6. Bank of India
  7. ICICI Bank
  8. HDFC Bank
  9. Citibank N. A.
  10. HSBC

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